Saudi Arabia has officially launched its national infrastructure for real estate tokenization and digital ownership transfer, an announcement that marks a bold new chapter for the Kingdom’s property market. This move does not just modernize real estate processes but reimagines how people around the world can invest in Saudi property, all in alignment with the ambitions of Vision 2030.
By connecting real estate tokenization directly with the country’s capital market systems, Saudi Arabia is unlocking new pathways for global investors to participate in fractional ownership of commercial and residential assets. It is a strategic step that enhances liquidity, attracts international capital, and while it also positions the Kingdom as a global hub for digital asset innovation.
Adam Popat, CEO of SettleMint, summed up the scale of this milestone by saying that the Kingdom has built not just advanced technology but also the trust required to power a truly digital and programmable economy.
A Global First for Blockchain in Real Estate
With the Real Estate Registry (RER) and the Real Estate General Authority (REGA) leading the effort, Saudi Arabia has become the first country in the world to deploy blockchain infrastructure at a national scale for real estate registration and fractional ownership. This is more than a digital tool. It is the foundation for a transparent and globally accessible real estate marketplace.
SettleMint’s asset tokenization platform serves as the core engine behind the system, blending blockchain based title management with automated valuation capabilities, escrow verification, and seamless digital transfers. The entire architecture is built on a hybrid model that brings together RER’s traditional registry functions with modern smart contract technology. Inspire for Solutions Development is steering the overall marketplace buildout, ensuring a unified and reliable ecosystem for users.
A Clear Roadmap for What to Follow
The rollout of this national platform will unfold in phases. The next stage will introduce the ability to buy, sell, and invest fractionally within a regulated digital environment. Following that, an Open API Framework will allow PropTech companies, banks, and developers to connect directly with RER’s systems. This will open the door for new digital services such as tokenized lending, digital escrow, cross-border property transactions, and innovative investment products built on tokenized real estate.
Together, these stages create a blueprint for how digital registries and capital markets can work hand in hand to bring in foreign investment and accelerate PropTech growth across the Kingdom.
Built on Global Best Practices
This initiative is the result of extensive collaboration between RER and REGA, guided by the Benchmarks to Blueprint modernization framework. The framework blends best practices from leading real estate markets around the world, including Switzerland, Singapore, Germany, Japan, and the United Kingdom, and adapts them to Saudi Arabia’s legal and regulatory environment.
The system is designed around a “registry as truth” principle, ensuring that the RER ledger stands as the final and authoritative record of property rights. It follows internationally recognized standards such as W3C Verifiable Credentials and eIDAS 2.0, while also maintaining Shariah-compliant asset structures. This ensures that digital real estate tokens are not only technologically sound but also legally enforceable and globally credible.
A New Era for Real Estate Investment
As Saudi Arabia’s national real estate tokenization infrastructure moves toward an open API model, the country is preparing to unlock an entirely new era of PropTech innovation. Startups and international tech firms will soon be able to connect directly to secure integration channels, allowing them to build advanced applications for property valuation, tokenized lending, land management, and even secondary-market trading.
What makes this especially powerful is the system’s strict alignment with the National Cybersecurity Authority’s standards, paired with seamless integration into national identity and payment networks such as Absher, Nafath, and mada. This blend of sovereign level security and open door innovation sets the stage for a vibrant wave of PropTech entrepreneurship across the Kingdom.
As these new tools and platforms take shape, the initiative is expected to spark job creation, strengthen digital capabilities, and support Saudi Arabia’s long term goal of technological independence all while nurturing a modern, competitive real estate landscape built for the future.
With this bold step, Saudi Arabia has positioned itself at the forefront of digital real estate transformation. Investors from around the world will soon be able to participate in fractional Saudi real estate markets with ease, transparency, and trust. For the Kingdom, it is yet another powerful stride toward building a diversified, innovation-driven economy that embodies the spirit of Vision 2030.